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Compound Growth Projector

What X% per month or year actually looks like compounded over time. Numbers cut through hype.

Inputs

Result

Ending balance
$3,225.10
Total gain
$2,225.10 (+222.5%)
Equivalent annualised return
79.6%

Assumes constant return every period with full compounding. Real trading accounts have drawdown periods that materially change actual outcomes.

Period-by-period

How to use this

Compounding is what makes consistent, modest returns turn into significant wealth over years - and what makes "10% per month guaranteed" claims numerically impossible. Plug in the numbers honestly. 5% per month compounded over 24 months turns $1,000 into ~$3,225 (a 222% total gain). That's already exceptional. 20% per month compounded would turn the same $1,000 into ~$73,800 - which is why no real trader sustains 20% monthly. The math gives them away.

Use this tool to test claims you read on social media, and to set realistic targets for yourself. A trader who consistently does 2-3% per month is doing extraordinarily well over the long run. A trader who needs 30% per month to hit a goal is mathematically signing up to blow their account.

Curious how losses derail compounding? See the Drawdown Recovery Calculator →